Hello,I'm Charles Riches
DIRECTOR & CHARTERED FINANCIAL PLANNER,
FELLOW OF PFS (Personal Finance Society)
firstname.lastname@example.org 07880 726 989
My team and I love helping people make the big decisions in life – the ones which change everything!
Selling a business, retiring, giving money to the next generation, or supporting friends, wider family or making an impact in the community. Life is full of choices and complexity. Together with Tom and Olivia, my job is to make the complicated, simple – and ensuring it stays that way!
About the TEAM
- 80 Private Client Families
- Manages £125M
- 16 Trusts
- Advising since 1999
- Joined Capital in 2006
- Clients with creative, media or financial services backgrounds.
- Entrepreneurs and Business Owners that have recently sold a business or planning to.
- Typically have £2m+ in pensions, cash & investments.
Tom & Olivia complete Charles’ Wealth Management Team to ensure the day-to-day needs of our clients are met.
Associate | Chartered Financial Planner | Fellow
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What Charles' Clients Say
Get in touch with Charles
As I reflect on my first few weeks at Capital, I thought it would be useful to introduce myself and share my story as I come from a background that is not the typical route into the finance industry! I studied at the University of Leeds and graduated in 2019
The Chancellor was still speaking at the dispatch box, delivery the eagerly anticipated Spring Budget as the first of many e-mails, text and WhatsApp messages began arriving in my inbox and phone from eager clients. “What does this mean for me?”, “Shall I start funding my pension again now?” and “Will I
In Cash Part I – The Magic Formula – we looked at how much cash you should hold by introducing three simple, tried, and tested rules designed to help protect you in an emergency, to ensure you can meet short term commitments and for those who are withdrawing from their
I often get asked by clients, friends, and family, how much cash the right amount is to hold on deposit. Too little and you run the risk of not being able to meet short term or emergency needs and be forced to borrow, use unsecured debt, or sell investments. Too much and,