Blog

Investing for children
Graham McCulley

Gifting money to children and grandchildren

I have had many conversations with parents and grandparents about investing a lump sum or starting a regular savings plan for their children and grandchildren (under 18’s). In the end, even with several options on

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Financially healthy
Fiona Price

Keeping Financially Fit

I enjoy most forms of exercise for which I’m very grateful. I often get asked in classes if I used to be a dancer which is funny because if anyone saw me when I actually

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Inflation as of June 2023
Graham McCulley

A bitter pill to swallow.

“Somehow, in the UK, someone needs to accept that they are worse off”. Huw Pill  That’s right, according to the Bank of England’s chief economist, Huw Pill, we are all poorer than we were this time

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Trust Planning Capital Asset Management
Graham McCulley

An important update about trusts

For some, the word trusts conjure up thoughts of super-rich families trying to protect their money, but in fact, many of us use trusts in our routine financial planning. The most used trusts are will

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Uncertainty
Tim Hale

Uncertainty abounds – it always does.

Today, it certainly feels like the world is in a very uncertain place. Authoritarian states are flexing their muscles, with Russia violating Ukraine’s sovereignty and China’s ongoing subjugation of Hong Kong with the new National Security

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Inflation Explained, Capital Asset Management
Nick Heath

Unpacking inflation

Inflation measures the general increase in the price of goods and services. Left unchecked, it can be a dangerous foe to the long-term investor, eroding the purchasing power of one’s hard-earned cash over time. Since

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Capital Asset Management Future Map
Alan Smith

Do you want to be rich or wealthy?

My Mother-in-law, Angela is retired and lives in a comfortable apartment in the Home Counties. Her total income is around £26,000 a year, made up of various pensions and modest drawings from a small investment

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Early Retirement, Capital Asset Management
Don Fraser

Can you afford to retire early?

Let me begin with the motivation for retiring early, which neatly fall into two main camps: What are you running away from? – a bad boss, a boring and repetitive job, the too-long commute, low pay, or

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Plan Portfolio Partner - Capital Asset Management London, Independent Financial Planner
Alan Smith

Why is wealth management so last century?

“21st-century kids are being taught by 20th-century adults, using the 19th-century curriculum on an 18th-century calendar.’ Tom Hierck, Education Consultant Having their kids home-schooled for several months during lockdown gave many parents a rare close-up

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Nick Heath

The hidden value of great financial planning

“There is no greater happiness than freedom from worry, and there is no greater wealth than contentment”. Even now almost 2,500 years later everyone still worries about money, what the future may hold, and the

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